is not quite as exciting as I thought it would be. Where was the anxious rush to look for houses? The holding of our hands while the agent explained yet again what the difference between living in one area was compared to another? The nailbiting anticipation of getting the loan?

I think we were just way too prepared. Months before we made the final decision to purchase a home, the hubs and I did a lot of Internet surfing searching for information on how to buy a house, get a loan, and what to expect. We attended Dave Ramsey’s Financial Peace University. We had already made the decision two years ago that we would be buying a house even with a bankruptcy on our record.

That’s right: a bankruptcy.

It sucked the life out of us and nearly our marriage but we perservered. We’re stronger now as a couple in the faith we have in God and in each other because of that experience. And it’s taught us a lot about how to manage your money (compared to NOT how to manage it!).

Because we were good stewards, the hubs and I were able to easily procure a loan. Then, we fell for the first house we found (it comes with a tortoise!). It’s been smooth sailing. The loan documents have been signed and we are just waiting for escrow to close next week.

By the 29th, we’ll be first time home owners.

Holy mackeral! That feels good to say. I think I may have a blog party to celebrate…